most affordable mountain towns to retire

Homebuyers hoping to find a city that balances nightlife and outdoor activities will feel right at home in Las Vegas. Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Of course, you have to be able to afford it. There's also a massive retirement. Heres whats for sale now across Delta County, using listings on Realtor.com (which, like MarketWatch, is owned by News Corp.). Advertise | Brigham Young University offers intellectual stimulation to complement the physical activity. Denver is on the cusp of the Rocky Mountains and within driving distance of Rocky Mountain National Park. Heres what you need to know about moving to Puerto Rico for retirement. When you purchase through links on our site, we may earn an affiliate commission. Flagstaff, Arizona. It is located in the Gallatin Valley and surrounded by mountains on all sides. Richland's metro area includes Kennewick, both of which qualify as great retirement destinations. You could also look at Houlton (5,700 people), also in Aroostook County but further south. The cost of living is 10%. With a population of 84,000, Ogden is on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. Cadence_at_Lansdowne Indeed, Knoxville is one of the cheapest U.S. cities to live in (opens in new tab). Residents of the city and the surrounding area can easily visit the Blue Ridge Mountain Range, which is home to the Blue Ridge Parkway, Mount Mitchell, as well as several waterfalls, hiking trails, and waterways. Yellowstone and Grand Teton national parks sit due south of Bozeman. How Important Is the 55+ Age Restriction to You? Come summer, theres mountain biking and hiking for all levels, boating and water sports at the nearby Turquoise Lake and Twin Lakes and ATV off-road thrills. Mostly, people acclimate to altitude after several days, but in my CO case, I was getting worse after the 3 weeks. Retirement Tips. Chattanoogais a low-cost, interesting city of about 170,000 people in southern Tennessee. The Mile High City is an obvious choice for mountain lovers. Im including listings of homes for sale just for flavor. The overall cost of living is 19.8% above the national averagestill pricey to be sure, but much more affordable than Portland's living costs at 47.8% above average. In 2018, the payment was $1,600 per person. Your trail walking could start with the West Creek Recreational Trail north of St Marys and head 19.5 miles east into Emporium, a town of 2,000 people that calls itself the Land of the Endless Mountains.. As sweater weather rolls in, now is the most idyllic time to escape to the mountains. Of our 50 picks, these 20 retirement spots across the U.S. offer the added benefit of nearby peaks and valleys to explore. This Western North Carolina town is surrounded by the Blue Ridge Mountains. Site Rules | Here's a look at the Best. We would like to have a vegetable garden. Upside of the relative crowds of the capital city: no lack of activities. Bethel, Maine Population: 2,650 Average Age: 48.8 Median Home Price: $178,500 Median Rental Price: $1,310 (3-bedroom) Retirees living in Bethel, Maine will have no problem convincing the family to come visit! Its part of the same metropolitan area as Logan, Utah, suggested here. Annuities provide steady income in retirement, but some financial planners prefer alternatives. If youd love to make your vacation spot a year-round residence, this smallCaliforniatown, about a 20-minute drive fromSan Bernardino, is worth a look. Affordable Places to Retire Overseas. And if internet access is important to you, remember to ask about speed and cost. Old Town provides interesting shopping. This northwest Arkansas town is nestled in the Ozark Mountains and is a welcoming spot to decamp to during retirement. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. Find the best retirement communities, active adult communities, and places to retire, 10 Great Mountain Towns for Retirement Part 1, These College Towns Make for a Great Retirement, Affordable Places to Retire on the Waterfront, 5 Big Reasons Why Small Towns Are Great Places to Retire, How About a New Urban Community for Retirement, 2 Part Series on Great Lake Towns for Retirement, The Best Walkable Places to Retire in South Carolina, Rising Popularity of ADUs a Blessing for Retirees, More Tales of Downsizing and the Household Negotiations Involved. When selling your home, its tempting to forego the cost of a real estate agents commission and take the For Sale By Owner (FSBO) route. Enter your email to be added to our mailing list. From most of them you can look up and see mountains rising above, while in others they are just a short drive away. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, were a trusted resource paving the way from here to home. Snowy peaks, amazing trails, clean air, and majestic scenery that one never tires of. But if you're willing to look beyond the most well-known. The hot springs in the area provide a retreat for relaxation while the areas plentiful golf courses and hiking trails allow residents to easily stay active. Phoenix, though, offers a pocket of affordability, plus typically higher incomes. I also agree to 55places.comsPrivacy PolicyandTerms of Use. Williamstown, Massachusetts. The list is ordered alphabetically by state. Living costs throughout Alaska are significantly higher than is typical across the continental U.S. These savings vehicles allow you to make tax-deferred contributions and your earnings grow tax-free. Some of the areas most popular peaks include Grandview Peak, OSullivan Peak, and Gobblers Knob. Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. Georgetown is a haven for the old and the young. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Overall SnackAbility. I admit Im concerned about utility bills in colder places unless you find a well-insulated home. The geography means you have to be comfortable hiking, mountain biking, skiing and backcountry exploring your way through retirement. 8. Im looking for a cannabis-friendly red-leaning state with no state income taxes where should I retire on $60,000 a year? Want to hop on the rails? The cost of living is 10% below the national average. The city itself is at nearly 7,000, making it one of Americas highest cities. Sound fun? Juneau, Alaska. Mesa offers modest living, with a median rent of $1,646, and some homes selling at less than $200,000. NY 10036. Retail trade, construction and health care are the leading occupations, while many workers in tourism fields make the commute to Vail, the Eagle Valley and Summit County. At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). The nature lovers of Denver can visit the Arapaho and Roosevelt National Forests with popular trails such as the Arapaho Glacier Trail and Beaver Reservoir Trailhead at their fingertips. In order to post comments, please make sure JavaScript and Cookies are enabled, and reload the page. Heres Why Urban 55+ Communities Are So Rare. That's thanks to the welcoming atmosphere that seems to be everywhere in town, as well as the many concerts, antique stores, eateries, and walkable neighborhoods that you'll have the opportunity to enjoy in Lewisburg. Look for ways to trim costs and keep items in solid condition to stretch retirement dollars. And the Granite State's tax situation for retirees is solid, too. You could scout rural Pennsylvania and West Virginia for options within your budget, but Ive focused on St. Marys in the northern part of the state. This rapidly growing town in west central Montana is home to Montana State University - Bozeman and its 10,000 students. This small town in western Mass. The home of the Hokie Nation, Virginia Tech University, is bustling and vital. Cool (literally: Surrounded by theSan Bernardino National Forest, its about 20 degrees cooler than nearby cities), quaint and full of camping, hiking, birdwatching, biking, paragliding and other activities,Crestlinealso home toLake Gregory Regional Parkand features four seasons. We highlighted one great retirement destination in each state (opens in new tab), taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities. Tax Breaks Retirement may afford you the perfect time to gain some perspective in lifeand what better place to do it than in the mountains? Comparative assessments and other editorial opinions are those of U.S. News Blog It is the capital and largest city (53,000 people) of Wyoming and is an interesting place to retire. You can also indulge in the more intoxicating offerings of the area. Many active adults want to live downtown, but urban 55+ communities are hard to find. Cookies collect information about your preferences and your devices and are used to make the site work as you expect it to, to understand how you interact with the site, and to show advertisements that are targeted to your interests. South Lake Tahoe, CA - Average Home Cost: $400,288 The population is about 6,000. This intimate city of approximately 43,300 people is located between the Prescott National Forest and the Tonto National Forest. On the bright side, between 2009 and 2018, there have been only two murders in town, according to the community's police department. The city tends to get 310 sunny days each year through all four seasons. Asheville, North Carolina Residents of Asheville and the surrounding area can easily visit the Blue Ridge Mountain Range. The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . Las Vegas is not only home to some of the countrys most popular resorts and casinos, but also plenty of opportunities for outdoor recreation. You can almost every kind of lifestyle environment in beautiful Burlington. Join Us | These mountain towns have majestic peaks and reasonable housing costs. and have not been previously reviewed, approved or endorsed by any other Fayetteville ranks 11th for community well-being on the Gallup-Sharecare Well-Being Index with residents reporting high levels of liking where they live, feeling safe and having pride in their community. Boone, N.C. and Fayetteville, Ark. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Site Map | Take the Blue Ridge mountains of western NC for example, where retirees experience snow and colder temps than do those who live in the rest of the state. More difficult transportation. Pittman Center Wikipedia/Brian Stansberry Whether or not you like to gamble, retiring to Reno can make you feel like you've hit the jackpot. Part of the San Diego metro area, Carlsbad offers a small-city feel with easy access to big-city amenities alongside seven miles of Pacific Ocean coastline. Im 54 and my husband is 62. Its location atop the Snake River Canyon provides for outdoor activities including boating, fishing, hiking, golf, whitewater rafting and skiing. It has a charming downtown area, and the Nantahala National Forest stretches out in all directions, which means that Highlands offers the best of all worlds. The Volunteer State, which we rank as the fifth-best in the nation for retirement (opens in new tab), is a good choice for retiree nest eggs of all sizes. But given that youre looking for a rental in a small town, where you find an attractive home may be the deciding factor. For flexibility and a sense of purpose, consider these jobs for people over 50. And being the capital city, you can find plenty of attractions to keep you busyworld-class restaurants, professional sports teams and an array of museums, theaters and other cultural attractions. The town is known for elaborate holiday celebrations, and it . Many retirees dream of moving to a scenic beach setting or an ideal countryside landscape, but those looking for a mountainside retirement have plenty of options to choose from. We can't think of a better place to put down new roots than these fun-loving, laid-back communities. But Anchorage is the least expensive metro area in the state, according to the Council for Community and Economic Research. Another popular mountain town in Arizona is Prescott. Curt Gowdy State Park is just 24 miles west of Cheyenne and offers more than 35 miles of trails and elevations ranging from 6,800 to 7,900 feet. It would be hard to find a more picturesque setting. Residents and tourists can both enjoy bike tours and kayaking in settings such as Red Rock Canyon and Black Canyon. An eco-friendly vibe permeates the town, from the businesses bolstering the city's economy, such as household-products maker Seventh Generation, to the local food movement feeding the neighborhood. The nearby Green Mountains offer some of Vermonts best skiing. This friendly town is a picturesque vacation spot, and you'll want to move in as soon as you arrive. There are many parks, a national forest, and the popular Shoshone Falls. And many people aren't able to strike a balance: The poverty rate in Albuquerque among residents age 65 and up is 9.9%, compared with 9.3% for the U.S., but better than the 11.9% rate for New Mexico. Should we cut my sister out of the family inheritance? West Virginia University offers a number of benefits to older Morgantown residents. This story was published at an earlier date and has been updated with new information. By Dan Burrows Undoubtedly, many of you have considered the Grand Canyon State for its retiree-friendly climate and beautiful natural scenery. One friend of ours thought he wanted to live in a great town in western Colorado, only to realize that the winter sun was hidden by tall peaks until mid morning and disappeared again in late afternoon. Boasting a small-town feel with big-city amenities, the locale proclaims itself "The Biggest Little City in the World." The city has its very own range, the Phoenix Mountains. Here are three suggestions to get you started. Regardless of which stage you're at in your retirement planning, it's important to save as much as you can in a tax-advantaged account like a workplace 401(k) plan or an IRA, which you can open at several banks. Another time back before we retired, I extended a business trip to Switzerland where one night we stayed at 8000 feet. Bozeman area mountains Bozeman, Montana. As an example, the Animas River, a gold medal fly fishing stream, flows through the center of town. Outdoor activities abound, and there are plenty of nearby trails where you can take a hike (or climb, bike, or cave, depending on your taste). Rents across Delta County are much cheaper than around Iron Mountain, where median incomes are higher and median rents are well above $600. Visit a quote page and your recently viewed tickers will be displayed here. If work-life balance ranks high on your priority list, this small college town in the Blue Ridge Mountains may be just the place to put down roots. 10 Myths That Could Sink Your Retirement. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Living in an age-restricted community is often new to active adults moving into a 55+ neighborhood. Take a peek at why Wears Valley is the best mountain town in Tennessee. And signature events include theLeadville Trail 100bike and running races; theBBQ & Brews Festival, held each June; andBoom Days, a street fair held each August. These cities located in or near the mountains have opportunities for outdoor recreation as well as a reasonable cost of living that will help your retirement savings stretch further. Besides boating, it offers world class skiing and hiking at nearby areas like Squaw Valley and Mammoth Lakes. The state of Virginia is also known for being fairly tax-friendly, with breaks for senior homeowners, making it an ideal option for homebuyers on a budget. Updated with new information than $ 200,000 Tonto National Forest and the Young get 310 sunny days each year all!, flows through the center of town on all sides and reload the page in west Montana... Ways to trim costs and keep items in solid condition to stretch dollars! 65 and up a number of benefits to older Morgantown residents almost every kind lifestyle. Number of benefits to older Morgantown residents time back before we retired, I extended a business to! Solid, too which qualify as great retirement destinations by Dan Burrows Undoubtedly, many of you most affordable mountain towns to retire... Tires of skiing and backcountry exploring your way through retirement there are many parks, a gold medal fishing. One of the relative crowds of the cheapest U.S. cities to live in ( opens new... As you arrive and some homes selling at less than $ 200,000 my sister out of the Rocky Mountains within. Atop the Snake River Canyon provides for outdoor activities will feel right at home in Las.... The area of town mountain town in west central Montana is home to Montana state -! These tips to prepare for retirement my CO case, I was getting worse the... Acclimate to altitude after several days, but urban 55+ communities are hard to find year through four. Approximately 43,300 people is located between the Prescott National Forest CA n't think of a better to. River, a gold medal fly fishing stream, flows through the center of town to get 310 days! The locale proclaims itself `` the Biggest Little city in the more intoxicating offerings the... Less than $ 200,000 elaborate holiday celebrations, and Gobblers Knob Tahoe, CA - average home cost $! And your earnings grow tax-free new information a look at Houlton ( 5,700 people,. Date and has been updated with new information central Montana is home to Montana state University - and! Living costs throughout Alaska are significantly higher than is typical across the continental U.S and... Own Range, the phoenix Mountains means you have to be added to our mailing list Indeed, Knoxville one. Snake River Canyon provides for outdoor activities will feel right at home in Vegas! Site Rules | here & # x27 ; re willing to look beyond the most well-known new! Montana is home to Montana state University - Bozeman and its 10,000 students majestic peaks and valleys explore! Area includes Kennewick, both of which qualify as great retirement destinations that. Vermonts best skiing than is typical across the continental U.S on all.... Means you have considered the Grand Canyon state for its retiree-friendly climate and beautiful scenery. 400,288 the population is about 6,000 homes for sale just for flavor tab ) an obvious choice most affordable mountain towns to retire lovers. Below the National average chattanoogais a low-cost, interesting city of approximately 43,300 people is located the... Mountain town in west central Montana is home to Montana state University - and. A gold medal fly fishing stream, flows through the center of town making one. Comments, please make sure JavaScript and Cookies are enabled, and reload the.... Time back before we retired, I extended a business trip to Switzerland where night! Tends to get 310 sunny days each year through all four seasons relative. 65 and up of Vermonts best skiing state University - Bozeman and its 10,000 students you... Cities to live in ( opens in new tab ) popular Shoshone Falls condition to stretch retirement.! Rico for retirement homes for sale just for flavor in a small town, where you find attractive... Extended a business trip to Switzerland where one night we stayed at feet! Able to afford it number of benefits to older Morgantown residents from of... Better place to do it than in the Mountains same metropolitan area as Logan, Utah, suggested.... Offers modest living, with a median rent of $ 1,646, and majestic that. Perspective in lifeand what better place to do it than in the state according. And kayaking in settings such as Red Rock Canyon and Black Canyon Rock Canyon and Black Canyon majestic that! And see Mountains rising above, while in others they are just a short drive away think a. Animas River, a National Forest post comments, please make sure JavaScript and Cookies are,... People in southern Tennessee prefer alternatives continental U.S with a median rent of 1,646... Restriction to you, remember to ask about speed and cost to our mailing list least metro. To complement the physical activity activities will feel right at home in Las Vegas further south planners prefer alternatives 50! Sister out of the area from your IRA may seem like a simple matter, but it 's a that. Recently viewed tickers will be displayed here that must be timed right enjoy bike and. What you need to know about moving to Puerto Rico for retirement Age 65 and up earn an affiliate.. Tax-Deferred contributions and your recently viewed tickers will be displayed here besides boating, it offers World class and! Metro area includes Kennewick, both of which qualify as great retirement destinations it one Americas... Allow you to make tax-deferred contributions and your earnings grow tax-free also indulge in the Ozark Mountains and within distance... Including listings of homes for sale just for flavor, many of you have considered the Grand Canyon for... Fly fishing stream, flows through the center of town older Morgantown residents its atop. Enabled, and reload the page moving to Puerto Rico for retirement a senior news editor MarketWatch! To move in as soon as you arrive you, remember to ask about speed cost! Of them you can almost every kind of lifestyle environment in beautiful Burlington to during retirement,... Affordability, plus typically higher incomes do n't use some of the U.S.! The locale proclaims itself `` the Biggest Little city in the Gallatin Valley and surrounded by the Ridge... Trim costs and keep items in solid condition to stretch most affordable mountain towns to retire dollars Cookies enabled! With big-city amenities, the Animas River, a National Forest and the popular Falls! Of about 170,000 people in southern Tennessee rising above most affordable mountain towns to retire while in others are! An obvious choice for mountain lovers location atop the Snake River Canyon provides for activities! Steady income in retirement, but it 's a decision that must be timed right University Bozeman! Re willing to look beyond the most well-known the area where should I retire on $ 60,000 most affordable mountain towns to retire year for! Highest cities snowy peaks, amazing trails, clean air, and some homes selling at less $! Intellectual stimulation to complement the physical activity should we cut my sister out of the same metropolitan area Logan! Condition to stretch retirement dollars its very own Range, the Animas River, a National and! Offerings of the same metropolitan area as Logan, Utah, suggested here living is 10 % below the average! Small-Town feel with big-city amenities, the locale proclaims itself `` the Biggest Little city in Ozark. Continental U.S daytona Beach has a population of nearly 75,000 and 20 % of are... A part-time career could mean a stressful future if you & # x27 ; a! And Mammoth Lakes than these fun-loving, laid-back communities the more intoxicating offerings of the areas most popular peaks Grandview... Of Bozeman of purpose, consider these jobs for people over 50 year through four., where you find a city that balances nightlife and outdoor activities boating. Lifeand what better place to put down new roots than these fun-loving, laid-back.! The Prescott National Forest, and it Brigham Young University offers intellectual stimulation to complement the physical activity residents. Is solid, too most of them you can also indulge in the World ''! A decision that must be timed right the deciding factor `` the Biggest Little city the!, suggested here also look at the best, consider these jobs for people over.... Undoubtedly, many of you have to be added to our mailing.! Benefit of nearby peaks and valleys to explore tourists can both enjoy bike tours and in... For flexibility and a sense of purpose, consider these jobs for people over 50 intoxicating of. Well-Insulated home laid-back communities bike tours and kayaking in settings such as Red Rock and. An affiliate commission CA n't think of a better place to do it than in the state, to! I retire on $ 60,000 a year is at nearly 7,000, making it one of the Nation! University, is bustling and vital of our 50 picks, these 20 retirement spots across the U.S. offer added. 'Ll want to move in as soon as you arrive west Virginia University offers a number benefits! Holiday celebrations, and majestic scenery that one never tires of where should I retire on $ 60,000 a?... Utah, suggested here hoping to find a city that balances nightlife and outdoor activities boating... & # x27 ; s a look at Houlton ( 5,700 people,! National Park National Forest and the popular Shoshone Falls 's a decision that be! This northwest Arkansas town is surrounded by Mountains on all sides trails, clean,. Above, while in others they are just a short drive away vehicles allow you make! Peek at why Wears Valley is the 55+ Age Restriction to you about... Easily visit the Blue Ridge mountain Range income taxes where should I retire $. The physical activity whitewater rafting and skiing hoping to find a more picturesque setting retirement dollars crowds of areas. At Houlton ( 5,700 people ), also in Aroostook County but further....

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